White, 687; Hispanic, 644; Black, 582; Then there's the issue of credit invisibles, or people with no credit history or report at any of the three bureaus. ... Apply for a secured credit card.

Around the year 2000, its products shifted from the quirky, curvy, and colorful, 1990s-era iMac aesthetic to the sleek, metallic, white-and-black design language that’s synonymous with Apple today.