Michelle Lambright Black, Founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert and personal finance writer with nearly two decades of experience in the credit industry. She ...

If you’re carrying more credit card debt than you care to think about, you’re not alone. Among the generations, Gen Xers carry the largest average credit card balance of $9,225, with baby boomers not ...

Libby Sweeney is a former credit cards editor for Forbes Advisor. Her previous experience writing and editing content for readers to better understand includes both the world of sports and data ...

A new report finds that people are spending more on their cards and paying down less. Financial experts offer tips for reducing that debt, starting with looking at your spending habits. By Ann Carrns ...

If you’re disciplined about paying your credit card bill in full each month, using a credit card to cover everyday expenses — like your phone bill or streaming subscriptions — can help you build ...

Carrying a credit card balance means you'll pay interest on your purchases, costing you more than what you've bought. If your balance is high relative to your credit limit, your credit score may take ...