A guide to immediate, deferred, fixed, variable and joint-life annuities, and how to match them to your retirement needs.

Nationwide’s latest research finds that 76% of investors with annuities expect to retire when they want, compared to just 49% ...

A new survey from TIAA points to a rising tide in demand for lifetime income products within DC plans, though a lack of understanding among employers could slow the wave. The survey, conducted by ...

Many retirees are unprepared for the switch from saving to spending. Here’s how to turn your retirement savings into steady, ...

Nationwide found annuity owners reported higher levels of retirement confidence, but a separate LIMRA study questioned how ...

In his Harvard Business Review article, “The Crisis in Retirement Planning,” Merton offers a three-part model for thinking ...

As Michael Corleone said in the very underrated “The Godfather Part III”, “Just when I want to get out, they keep bringing me back in.” Since 401(k) plans are not subject to the joint and survivor ...

When a plan administrator selects an insurer to provide annuities for a retirement plan subject to ERISA, it is engaging in a fiduciary act that must be conducted prudently. Mistakes in this process ...

A recent study examined how different demographics should approach annuitizing to best position themselves against healthcare shocks in old age, including the need for long-term care (LTC).

What really matters is saving enough to know you can live comfortably in retirement. Turn that discouragement into ...

A recent paper from the National Bureau of Economic Research explored a guaranteed payout path involving defaulting 20% of a retiree’s assets greater than a certain threshold into an immediate annuity ...

Congress is reviewing major 401(k) reforms, reintroducing a bipartisan bill to provide greater flexibility and clearer ...