Many retirees are unprepared for the switch from saving to spending. Here’s how to turn your retirement savings into steady, ...

There are several key factors retirees must consider: Longevity, IRS rules, income levels, IRS tax brackets, required minimum ...

The 4% rule operates under the assumption that your retirement portfolio has a fairly equal mix of stocks and bonds. And that ...

Withdrawal strategies in retirement can feel tricky because no one wants to outlive their savings. There are enough withdrawal strategies to provide something for everyone. You don't have to stick ...

Roth conversions offer a strategic solution for retirees to reduce taxes, maximize retirement income, and leave a legacy of ...

Tax-advantaged retirement accounts require mandatory withdrawals beginning at age 73, creating substantial tax liabilities ...

Ready to retire? Here's how to swap your 'peak earnings' mindset for a 'preserve-plus-grow' approach instead of relying on ...

The popular 4% rule promises to make your savings last throughout your golden years. But it’s not a perfect rule — and it ...

Year-end retirement withdrawals carry tax risks, RMD deadlines, market challenges and planning pitfalls that can ...

Here's a startling truth: Two retirees with identical portfolios and withdrawal rates could experience the same average annual return and end up with vastly different outcomes. In the worst-case ...

An investor's instinct to live off 'income' and not 'touch capital' is a common bias. Understanding it can lead to better, ...