Getting a mortgage is a huge financial commitment, and understanding how they work is essential before you start house ...

Before most house hunters can close the deal, they need to qualify for a mortgage. Learning how to apply for a mortgage in advance — and breaking the process down into digestible steps — can help ...

Considering a home purchase this February? Here are three critical questions to consider the answers to first.

A mortgage underwriter is the key decision-maker who reviews your finances, credit history and property details to decide if your home loan gets approved. Ultimately, underwriters are like the ...

Making a job switch during the mortgage application process can jeopardize your loan approval. Focusing solely on interest rates while ignoring closing costs can result in higher total expenses.

Energy-efficient homes with HERS ratings show lower DTI and default risk when energy savings are factored into loans.