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Explore the American Express High Yield Savings Account if you're interested in high-yield savings options and a predominantly online banking experience.

Terms apply. If groceries, gas and online shopping are significant parts of your budget and you refuse to pay an annual fee, this card is a fine choice.

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Costco loyalists can rack up some nice rewards with this card, but you'll only be able to redeem them once a year — and you'll have to go to a physical Costco store to do it.