An underfunded pension plan is a company-sponsored retirement plan with liabilities exceeding its assets. Learn what this means for current and future retirees.

This article considers several questions employers may be asking about ways to reduce corresponding costs with respect to employer-sponsored qualified retirement plans, like 401(k), 403(b), and ...

Employers will offer defined benefit pensions if they’re lightly regulated, putting employees and taxpayers at risk. If pensions are well-regulated, employers won’t. The Wall Street Journal reports on ...

Learn about employee trust funds, long-term investments set up by employers, typically as stock ownership or pension plans, benefiting both employers and employees.

As India's private sector workforce steps into a new era of financial independence, individuals are urged to take charge of their retirement savings. The National Pension System (NPS) stands out as a ...

EPF vs EPS: The EPF is a robust savings scheme that generates a lump sum with guaranteed interest from both employee and employer contributions, while the EPS utilises a portion of the employer's ...

This change can help certain retirees receive a higher pension amount based on their actual salary, rather than a capped wage limit.