Editor's Note: Jim Walden dropped out of the mayor's race in early September. His name will remain on the ballot. As a crowded field of candidates lines up to challenge Mayor Eric Adams, we're ...

Matt Webber is an experienced personal finance writer, researcher, and editor. He has published widely on personal finance, marketing, and the impact of technology on contemporary arts and culture.

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.