Discover today's competitive refinance interest rates. Stay informed with expert insights on the latest trends, tips, and market analysis. Find the best refinancing options tailored to your needs. Don't miss out—optimize your savings and financial strategy now.

The rate on a 30-year fixed refinance rose to 6.65% today, according to the Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.55%. On a 20-year mortgage refinance, the average rate is 6.

If your property value has increased, you may be able to move up the day you drop your mortgage insurance coverage. And even if you have less than 20% equity, mortgage insurance can get much cheaper if your loan-to-value is lower and/or your credit score has increased. It pays to contact a lender and run the numbers.