Compare today’s best mortgage refinance rates, compiled from hundreds of loan offers and analyzed by Investopedia’s mortgage rate experts.
The rate on a 30-year fixed refinance climbed to 6.05% today, according to the Mortgage Research Center. Rates averaged 5.29% for a 15-year financed mortgage and 5.93% for a 20-year financed mortgage.
Mortgage Research Center. Rates averaged 5.25% for a 15-year financed mortgage and 5.99% for a 20-year financed mortgage.
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Best mortgage refinance companies of 2026
*Sample rates presented here are valid as of December 31 and can change at any time. Homeowners are holding record levels of home equity due to the significant increase in home prices during the ...
If mortgage rates are lower now than they were when you originated your current loan, then refinancing can help reduce your monthly payments and work faster toward paying off your house. A cash-out ...
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