Flood maps issued by FEMA go into effect Dec. 20, ... FEMA said any special flood hazard areas are high risk areas that start with A or V. Areas that start with B, C, ...

FEMA has changed Bay County flood zone maps for first time since 2009, ... Flood zones show hazard areas having a 1% or greater chance of flooding in a calendar year.

FEMA said 30% of flood insurance claims occur outside of the Special Flood Hazard Area. FEMA issued a notice about the map changes to Metro Government in June , with a list of impacted properties.

Debris littered throughout Swannanoa, N.C., in the aftermath of Hurricane Helene. The Federal Emergency Management Agency did not designate this neighborhood a flood hazard zone. (Jabin Botsford ...