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Taking out a #retirement annuity with a life office may carry penalties if you retire early. At inception, specify a retirement age of 55. You can always extend it if youre not ready to retire yet, but if you make it older, and want to retire earlier, there may he penalties for doing do. #moneytips #reposessedhomes #retirementtips #retirementplanning
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Annuity experiment 2026... Advantages of an annuity: 1/ Fixed income for life 2/ Certainty 3/ Reduce sequencing risk 4/ Options for death benefits and guarantees 5/ Enhanced rates for ill health / smoker status or BMI Disadvantages of an annuity: 1/ Generally less flexible than drawdown 2/ Potentially poor death benefits 3/ Rates vary often 4/ Complexity of options 5/ There’s no going back once it’s purchased What will you be doing in retirement? Will you consider an annuity? If so for all of yo
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