🛡️ Pradhan Mantri Suraksha Bima Yojana (PMSBY) 🛡️ Inclusions: - ✅ Permanent total disability with coverage of Rs. 2 lakh - ✅ Permanent partial disability with coverage of Rs. 1 lakh - ✅ Accident leading up to the policyholder’s death with coverage of Rs. 2 lakhs Exclusions: - ❌ Suicide deaths are not covered. - ❌ Partial disability without irrecoverable loss. - ❌ Non-permanent disabilities are not covered. Eligibility: - Anyone between 18 and 70 years old may participate, but must have a bank